Group Name:  Jai Santoshimatha   
Village:  Manthini, Andhra Pradesh  
Treasurer:  P.Bhagyam, Y. Chittamma  
Table:  The Savings position on 30th Nov. 1999,  
43 weeks after the group started in Feb. 1999.   
The savings continue and repayment going well

Name of Woman	Saved  (Rs)	Loan Taken  (Rs)	Principal Repaid	Interest Repaid	Loan  Balance
Yalla Chittamma	430
Chintada Leelakumari	430
Tumarada Bala Raju	430
Sindri Savithri	430
Nattala Chinnammadu	430	1000	300	70	700
Arasavelli Raju	430	1000		80	1000
Polaki Venkatalaxmi	430
Pedada Satyavathi	430	500	300	30	200
Nattala Uma	430
Pedada Laxmi	430
Polaki Malleswari	430
Guadeela Eswaramma	430	500	150	35	350
Patnala Bhagayam	430
Pedada Seethamma	430
Benera Polakumari	430
Anasala Suramma	430	500	150	35	350
Bagada Varalaxmi	430
Arasavelli Laxmi	430
Total	7740	3500	900	250	2600
Since Natalla Chinnamadu  has been repaying the principle the interest she has to repay is falling, when compared to Arasavelli Raju who has only repaid the interest and not the principle. So while Natalla's interest repayment is Rs 70, Raju's is Rs 80.  But Raju will  soon make up for that as her savings are regular and her interest  repayment is p-to-date.  So a lady who took Rs 1000 loan would return Rs 100 in the first month plus Rs 20 interest and in the second month another Rs 100 and Rs 18 interst and so on and be done in 10 months with all the repayments, paying a total of just Rs 110 interest on the Rs 1000 loan.  In a particular month if a woman could not repay any part of the principle, she would just repay the interest and make up for the repayment in a future month.

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